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Tue, Sep 5th, 2023

The insurance industry doesn't exist in a vacuum and there are some crazy things going on in economy and society right now including:

  1. Post Covid supply chain interruptions mean it's taking longer to rebuild, repair and replace buildings, cars & equipment leading to significantly higher 'loss of use' insurance claims.
  2. Once those structures or vehicles are repaired or replaced, they're being replaced at a significantly higher cost than before. Inflation has affected every facet of our lives and inflation tends to compound in the insurance industry. Here are just a few examples that have affected insurance claims:

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Fri, Sep 1st, 2023

a child getting sun screen on their sholderSkin in the summer months has a lot going against it, and throughout the course of a day, it can be faced with all kinds of conditions. There's the salty sweat from exercising on hot summer days, the damage that comes with sun exposure, and the dryness that comes with the heat. And let's not forget the other skin incidents that tend to come about in the summer, such as bee stings, mosquito bites, poison ivy rashes, swimmer's itch, exposure to chlorine from the pools, and the list goes on.

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Thu, Aug 17th, 2023

business people talking to inspectorBoth business owners and employees have likely heard of OSHA, which stands for the Occupational Safety and Health Administration, a federal agency that sets and enforces safety regulations to ensure a safe and healthy working environment for employees.

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Wed, Aug 9th, 2023

Gun control is one of the most controversial topics in the U.S., however, one thing that most can agree on is that firearms should be stored and used safely and responsibly. If you're a homeowner and own firearms, there are some simple things you can do to promote gun safety. Remember, responsible gun ownership involves not only knowing how to use your firearm but also prioritizing safety for yourself and those around you.

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Wed, Aug 9th, 2023

An RV Driving down a scenic roadHaving adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.

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Wed, Aug 2nd, 2023

There's nothing like an injury in the backcountry to ruin a good summertime adventure. As outdoor enthusiasts know, minor injuries are easy to come by and can include anything from strained muscles, campfire burns, poison ivy rashes, twisted ankles, sunburns, various cuts and scrapes, and the list goes on. And while these may not seem like a big deal on paper, they have a way of crushing the fun.
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Wed, Jul 26th, 2023

'Tis the season to enjoy the local bounty; fresh produce that's been grown in Missouri. There's something rewarding about filling your fridge and your belly with food that comes from just a few miles away, rather than a few continents away. And if you choose to go the organic route, that's a nice treat too. Buying local isn't just trendy anymore, more and more, it's becoming the norm.
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Wed, Jul 19th, 2023

Business owners in Missouri are likely in tune with some of the most essential factors that lead to success. Some examples of things that are taught in most business classes include the importance of customer retention, building a loyal customer base, and building a positive brand reputation.
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