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Spring brings new growth and opportunity for landscaping entrepreneurs. If you are starting a landscaping business this spring in Missouri you will need more than a green thumb. Understanding your insurance needs can help protect your venture, your equipment and your employees as you grow.
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Roadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it through the breakdown as easily and safely as possible.
Business insurance is a must in today's climate, but many owners don't understand the basic ins-and-outs of this type of policy, including why it's necessary, what it covers, and how to get the right coverage for yourself and your business. Here are five common myths about business insurance, and the myth-busters that you need to know.
Business insurance is a must in today's climate, but many owners don't understand the basic ins-and-outs of this type of policy, including why it's necessary, what it covers, and how to get the right coverage for yourself and your business. Here are five common myths about business insurance, and the myth-busters that you need to know.
Every type of business comes with its own unique risks. When it comes to insuring your business, you want to make sure you have the right type and amount of coverage, while not paying for coverage you really don't need. So how can you make sure you're getting the best deal, but not putting your business at risk?
When it comes to automobile efficiency and safety, new technology has a lot of benefits. These advanced safety systems can help you avoid serious crashes, prevent you from hitting an animal or child, help you to maintain a safe distance from other vehicles, and keep you apprised of traffic issues or obstacles while you're on the road, day or night. Most people would agree that this is a good thing for auto consumers.
For business owners, operating during a pandemic is complicated to say the least. You want to do the right thing by your staff and customers, without losing the business you love. In many cases, there is a lot you can do to make patronizing and working at your business safer for everyone.
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Whether you use a single vehicle or an entire fleet for your business, keeping them running smoothly is critical to fulfilling your business goals. And if employees are using those vehicles, that adds in another layer of complexity. Here's what you need to know about how to keep your business vehicles well maintained, and keep your employees safe on the job while using them.
You get rear-ended at an icy intersection or sideswiped in a parking lot: an inconvenient, but manageable problem. You alert your insurance and contact your mechanic to discuss repairs. But if your car is a recent model, what comes next might be more involved than you anticipated. New technology is driving up the cost of previously simple and inexpensive car repairs, as well as insurance premiums.
We've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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Artisan contractors are essential to the building industry and to making indoor spaces functional and beautiful. According to the Insurance Information Institute: "artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer's premises. Carpenters, plumbers, electricians, roofers and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators." So what type of insurance does an artisan contractor need to protect their business and equipment? Here's what you need to know.
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In many areas of the U.S., freezing temperatures, icy roads, and stormy driving conditions are on their way. And while winter weather might be lovely to look at from inside a cozy house, it's not much fun to drive in. Make sure your automobile is up to the challenge by getting it winter ready.
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According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.
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The Federal Highway Administration database claims that the total number of reported collisions in the U.S. are around 300,000 per year, with many more going unreported for various reasons. Colliding with an animal is a traumatizing experience for all involved, and it's important that every driver knows what to do when it does. Here are some tips to avoid hitting animals in the first place, and how you should handle it if you do.
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What is a small business? Small is a subjective word, meaning different things to different people. As we explore the kind of risks you face and the kind of insurance you might need we're going to take a life-cycle approach, starting with the most incidental of business pursuits and work our way up to the Fortune 500 level.
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