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Tips To Keep Burglars Out!

The Federal Bureau of Investigation reports that there are over 2 million burglaries per year in the United States. Nearly two-thirds of these burglaries occur in residences. Approximately 30 percent of all burglaries happen through an open or unlocked window or door. A home burglary occurs every 13 seconds in America.

There are numerous things a home owner can do to reduce his or her chance of being a victim of this unfortunate crime, including the following.

  • Keep your windows and doors locked, since burglars obviously prefer easy access.
  • Install heavy-duty exterior doors.
  • Safeguard doors with extra-long screws and high-quality door locks.
  • Utilize a motion-sensing switch for your outdoor lights.
  • Trim your shrubs and bushes so that windows and doors can easily be seen from the street.
  • Ask for a crime assessment inspection of your home from your local police department. They are typically available free of charge.
  • Keep your garage door closed, even when you are inside your residence.
  • Utilize a property identification marking system for your valuable possessions.
  • Store small valuables, such as rare coins and expensive jewelry (that you do not typically wear), in a safe-deposit box at your bank.

Copyright 2016, International Risk Management Institute, Inc.

Watch Out For Deer

November brings the annual convergence of the deer hunting season and the deer mating season.  These two activities tend to generate crazy deer who jump in front of cars so exercise extra caution the next few weeks and watch out for deer!

Watch Out For DeerHere are some additional tips to stay safe on the road this fall:

  • Slow down, it’s better to arrive alive and the slower you’re going during a collision the less likely you are to be seriously injured…or worse.
  • Be aware of your surroundings. Deer tend to cross roads near streams or areas where woods are situated close to roadways.
  • Deer usually travel in groups. If you see one or more deer run safely past…watch out because there may be more.
  • In recent years the deer population has skyrocketed in urban and suburban areas. According to the Missouri Department of Insurance 26% of deer-related accidents in 2013 occurred in urban areas.
  • Avoid ‘highway hypnosis’…scan the road from ditch to ditch as you drive.
  • Don’t swerve abruptly.  Sometimes hitting the deer is your safest option if the alternative is rolling your vehicle or swerving into oncoming traffic.
  • Be extra careful from just before dusk to just after dawn as most deer strikes occur between 5 p.m. and 7 a.m. The majority of accidents involving deer occur between October and December and November is the worst month.

Final watch out for deer tip:  If you want coverage for your car after running into that crazy, suicidal deer…make sure that you have ‘comprehensive’ or ‘other than collision’ coverage on your vehicle.


Exercise Care on Freeways

Exercise Care on Freeways

Automobile accidents are a major cause of death in the United States. They are the single most common cause of death among children and young adults, according to the National Highway Traffic Safety Administration.

A high percentage of these automobile accident deaths occur on our nation’s freeways and highways due to the high rates of speed encountered. There are, however, steps you can take to reduce your chances of becoming a victim on the freeway, including the following.

  • When you merge onto the freeway, you should be at average traffic speed.
  • When in the right lane of a freeway, move over one lane to the left when you see drivers coming into traffic from the entrance ramp. If this is not possible, slow down to give the entering driver more room.
  • Allow plenty of room between you and other vehicles. Many driving experts advocate the two-second rule. Under this rule, you should start counting when you see the vehicle in front of you pass a fixed object. Count “one thousand one, one thousand two.” If you reach the fixed object before “two,” you are following too closely.
  • Try to maintain average traffic speed. Vehicles going much slower or faster than other traffic are a recipe for an accident. Common sense, however, regarding speeding laws must also be considered.
  • You should use extra caution when driving at night or in bad weather. Remember that many drivers do not adjust their driving habits for the weather or bad road conditions.
  • Avoid any sudden moves, since this does not give other drivers time to react.
  • Continuously scan the roadway ahead of you for signs of trouble, including construction and traffic slowdowns.
  • Be aware of the positions of other drivers around you, particularly those beside you or slightly to the rear. Make sure that your rearview mirrors are properly adjusted before you drive your car.
  • Remember that your reaction time and overall driving skills decline as you get tired. Breaks every few hours are important.
  • When exiting the freeway, be sure to signal well in advance. Do not slow down significantly until you start to turn off the freeway.

Copyright 2014
International Risk Management Institute, Inc.

Become a Safety Fanatic and Save

At Yennie & Jones Insurance we want to help our clients with employees protect not only their bottom line, but also their people. That’s why we encourage you to participate in Missouri Employers Mutual’s WorkSAFE Week Aug. 18-22. Missouri Employers Mutual has great tools to help you become a Safety Fanatic and eliminate these top workplace accidents whether we have your workers compensation insurance protection placed with MEM or another of our highly rated workers compensation companies:

  • Slips and falls
  • Vehicle crashes
  • Strains and sprains
  • Machine/tool related injuries

Check out MEM’s materials at Passion For Safety today.

Carbon Monoxide Safety In The Home

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